The Blog ofWarren Smith
Real Estate

Earnest Deposit vs. Down payment

Earnest Deposit vs. Down payment

Even though the down payment usually includes the earnest money deposit, the terms are not synonymous. Earnest money is applied toward the total amount of cash down payment due at the closing.

Tips to Make Painting Your Home Easier

Tips to Make Painting Your Home Easier

Painting is one of the easiest and least expensive ways to transform a space. But it can also be a hassle, what with all that taping and prepping and cleaning up. These clever tips can make it...

The Case for Double-Paned Windows

The Case for Double-Paned Windows

Energy loss attributed to windows accounts for nearly 25 percent of the annual heating and cooling costs for the average American home, according to the Department of Energy. Do double-paned windows...

Financial Help for First-Time Homebuyers

Financial Help for First-Time Homebuyers

Many people dream of owning a home, but it can be difficult to save enough money for a down payment and closing costs. Fortunately, federal, state and local governments offer a variety of programs to...

Understanding Bathroom Remodeling Costs

Understanding Bathroom Remodeling Costs

Like all major remodeling projects, the key to a successful bathroom update is careful planning. From the contractor you hire to the materials you choose, your remodel will be filled with critical...

10 Quick Tips for Easier Downsizing

10 Quick Tips for Easier Downsizing

For empty nesters and others, moving into a smaller space can mean less maintenance and a welcome bump in discretionary income. But what to keep and what to toss can be a difficult, and sometimes...